Thanks to that crazy radio finance guy Dave Ramsey, we finally paid off almost $55,000 in debts within 9 months using his common-sense "debt snowball" system! To celebrate, the Sung family created a fun video "dramatization" depicting what our phonecall would be like to "The Dave Ramsey Show", talking about how we got out of debt and how we would scream "WE'RE DEBT FREEEEEEEE!!!" Kudos to my kids for being such good sports, and to my wonderful wife for allowing me to share the good news to the world! No more rice and beans for us, no more 'starving artist' mentality.